Built for modern finance teams

Supplier payments,
simplified.

Pay international invoices, manage FX and reconcile payments from one place.

✓ Built for European businesses paying international suppliers
Payment ready
SUPPLIER INVOICE···
SM
Shenzhen Manufacturing Ltd.Invoice #INV-48291
SUPPLIER RECEIVES$48,250.00
$ USD · United States Dollar
You pay€40,913.24
FX rate ⓘ1 EUR = 1.1793 USD
Fee€81.40
Arrival Today
⌑ Your payment details are protected
✓ FX locked in for approval
✳
✳
01 / PAYMENTS THAT MAKE SENSE
FOR TEAMS THAT MOVE GOODS AROUND THE WORLD
ImportersManufacturersWholesalersE-commerce
THE OLD WAY ADDS UP

International supplier payments
shouldn’t require five tools.

Invoices in one place. FX in another. A spreadsheet trying to connect it all.

▤+

Invoices

Invoices arrive through email, PDFs and accounting software.

INBOXPDFERP
↗€ / $

Payments & FX

Banks make international payments slow, expensive and hard to predict.

HIDDEN FEESWAITING
≋?

Reconciliation

Finance teams waste time matching invoices, FX transactions and transfers.

MANUALREPEAT
ONE CONNECTED WORKFLOW

From invoice to
all taken care of.

Pagoza connects the entire supplier payment workflow, so your team can spend less time chasing details.

Get early access ↗
A BETTER FLOW   —   02 / 04
01 SEND AN INVOICE
✉
Forward an invoiceSend it to your Pagoza inbox
PDF
INV-48291.pdfPDF document · 2.4 MB
✓
02 CHECK THE DETAILS
INVOICE DETAILSEXTRACTED ✓
SupplierShenzhen Manufacturing
Invoice#INV-48291
Amount$48,250.00 USD
Due dateToday
YOUR TOTAL IN EUR€40,994.64Includes €81.40 fee · Rate held for approval
03 PAY & RECONCILE
1 invoice→1 clear payment→Everything matched
YOUR PAYMENT DESK

Know what’s going out.
And what it costs.

Keep upcoming invoices, supplier payments and payment history connected in one clear view.

01

See the full cost upfront
FX rate, fee and supplier amount before approval.

02

Stay ahead of due dates
A clear view of what’s coming up next.

03

Keep a clean record
Invoices and payments stay connected.

MONDAY, SEPTEMBER 28, 2026

Good morning, Alex ✳

⌕♧AL
PAYMENT OVERVIEW THIS MONTH⌄
SUPPLIER PAYMENTS THIS MONTH€284,920.00↗ 12.8% vs. last month
€100k€50k€0
SEP 01SEP 08SEP 15SEP 22SEP 28

Upcoming invoices

View all →
SUPPLIERAMOUNTDUE DATESTATUS
Alibaba Manufacturing$42,800TodayDue today
Taiwan Components$18,400Sep 29Upcoming
Polska Packaging€31,200Oct 02Upcoming

Recent payments

History →
Shanghai Parts$28,200PaidVietnam Textiles$14,800Paid
PAGOZA BUSINESSPAYMENTS IN ONE PLACE
MORE CONTROL OVER CASH FLOW

Your supplier gets paid today.
You choose when to repay.

We’re exploring flexible working-capital options that let suppliers get paid immediately while you choose when to repay.

✳ In development · Join early access for updates
FLEXIBLE PAYMENTIN DEVELOPMENT
SUPPLIER INVOICE€42,000.00Supplier: Baltic Materials GmbH
✓
SUPPLIER PAIDToday · €42,000
NOW
◷
YOU REPAYChoose a later dateTerms and availability subject to eligibility
LATER
↗ Keep your supplier moving and plan your cash flow.
MADE FOR GLOBAL BUYERS

Built for companies that
buy internationally.

Particularly useful for European companies paying suppliers in USD, GBP and other currencies.

↗ImportersBring products across borders
◫ManufacturersSource parts and materials
▣WholesalersPay suppliers at scale
◈E-commerceKeep your supply chain moving
WHO’S BUILDING PAGOZA

A small team obsessed
with payment details.

Pagoza is built by a compact team that works directly with the businesses using it.

Manolo Rodriguez Co-founder · Engineering

Software engineer with over 10 years of experience in the blockchain and payments industry.

LinkedIn
Oscar Alcalde Co-founder · Sales

B2B fintech sales executive with over 7 years of experience in payments and FX — previously Uber and Revolut.

LinkedIn
EARLY ACCESS

Your next supplier payment
should take 30 seconds.

Join the Pagoza pilot and help shape a simpler way to pay international suppliers.

↗  Get product updates↗  Share your workflow↗  Early access
pLESS ADMIN.
MORE CLARITY.
GET STARTED

Request pilot access

01 / 01
International supplier payments / month

By requesting access, you agree to hear from Pagoza about the pilot. Privacy